Prevo

Policy before and after · Policy relaxation

Singapore replaces the AHG and SHG with the Enhanced CPF Housing Grant (EHG) and raises HDB income ceilings

Announced 10 September 2019 · Effective 11 September 2019

Read the full event recordCompare with another policyCreate research briefView Enhanced CPF Housing Grant policy evolutionView HDB income ceiling policy evolutionView Executive Condominium purchaser eligibility policy evolution

Comparison window

Comparison anchored to effective date: 11 September 2019. Before: 12 August 2019 to 10 September 2019. After: 11 September 2019 to 10 October 2019. The same 30 days on each side; the anchor day counts as after.

Before · 12 Aug 2019 to 10 Sep 2019

0 land-sales awards

  • 4 land-sales steps in all
  • 0 other archive events

The event

Announced 10 Sep 2019

Effective 11 Sep 2019

The effective date is the anchor.

After · 11 Sep 2019 to 10 Oct 2019

3 land-sales awards

  • 3 land-sales steps in all
  • All 30 days observable

What this comparison can and cannot show

Generated from this window's records

Recorded

  • 8 policy parameters recorded with a before and an after value on this event.
  • 0 land-sales awards in the 30 days before the effective date, and 3 in the 30 observable days after.
  • None of the 3 tracked series has a whole period on both sides of a 30-day window, so no market figure is compared.

Cannot be concluded

  • That this event moved any figure on this page. The comparison is by date; nothing here is attributed to the event.
  • A reading of the concurrent land sales and events as responses to this one. They are listed by date alone.
About this eventIssuing authority, category, affected market, primary source, summary
Announced
10 September 2019
Effective
11 September 2019
Issuing authority
Ministry of National Development, Housing & Development Board
Category
Policy relaxation
Affected market
First-timer Singapore Citizen families and singles buying a new flat from HDB or a resale flat, for the Enhanced CPF Housing Grant; households buying a flat from HDB, a resale flat with a CPF Housing Grant or taking an HDB housing loan, for the flat income ceilings; and citizen households buying an Executive Condominium unit from a property developer, for the Executive Condominium ceiling.
Primary source
More Affordable and Accessible Homes for Singaporeans: Enhanced CPF Housing Grant for First-Timers and Higher Income Ceilings

On 10 September 2019 MND and HDB replaced the Additional and Special CPF Housing Grants with an Enhanced CPF Housing Grant of up to S$80,000 for first-timer families and up to S$40,000 for first-timer singles, from 11 September 2019, for resale applications received on or after that date and new-flat applications from the September 2019 sales launch. The grant is tiered by income and ends above S$9,000 a month for families and S$4,500 for singles. The same release raised the monthly household income ceiling from S$12,000 to S$14,000 for families buying from HDB, buying resale with a CPF Housing Grant or taking an HDB loan, from S$6,000 to S$7,000 for singles aged 35 and above, and from S$14,000 to S$16,000 for an Executive Condominium unit from a developer.

In brief

In brief

  • HDB_INCOME_CEILING, family, household monthly income ceiling: increased from 12,000 SGD to 14,000 SGD.
  • HDB_INCOME_CEILING, single, household monthly income ceiling: increased from 6,000 SGD to 7,000 SGD.
  • 4 of the 8 recorded parameters changed.
  • 0 GLS site awards were recorded in the before window and 3 in the after window.

What changed

Policy parameterBeforeAfter
EHG · family, max grantUnknown80,000 SGD
EHG · single, max grantUnknown40,000 SGD
EHG · family, grant income ceilingUnknown9,000 SGD
EHG · single, grant income ceilingUnknown4,500 SGD
HDB_INCOME_CEILING · family, household monthly income ceiling12,000 SGD14,000 SGD
HDB_INCOME_CEILING · single, household monthly income ceiling6,000 SGD7,000 SGD
HDB_INCOME_CEILING · extended family, household monthly income ceiling18,000 SGD21,000 SGD
PURCHASER_ELIGIBILITY · household monthly income ceiling, all ec purchases14,000 SGD16,000 SGD
Where these values come from
Source
Recorded on this event's policy matrix in Prevo's archive. The event's primary source: More Affordable and Accessible Homes for Singaporeans: Enhanced CPF Housing Grant for First-Timers and Higher Income Ceilings.
Primary source published
10 September 2019
Validity
In force from the event's effective date, 11 September 2019. The row records no date of its own; the date is the event's.
Basis
Archive record. The matrix row carries no source reference of its own; the event's sources are listed below.

Observed around this event

View linked outcomes

The same statistic over the 30 days before and after the anchor. Figures describe what was recorded in each window; they do not attribute a change to this event.

Singapore private residential transactions, all types of sale

units · Total over whole quarterly periods inside each 30-day window

Before

None

Coverage 0/30 days

After

None

Coverage 0/30 days

Difference

Not stated

No whole quarterly period of this series falls inside either window, so no comparison is stated. A longer window may contain one.

Provenance
Source
Urban Redevelopment Authority
Series kind
FLOW
Basis
Observation periods wholly inside each window, values as originally recorded.
Origin
Calculated (sum of published period values)
Shown because
Mapped to this kind of event

Private Residential Property Price Index, All Residential

index (2009Q1=100) · Value in the latest whole quarterly period inside each 30-day window

Before

None

Coverage 0/30 days

After

None

Coverage 0/30 days

Difference

Not stated

No whole quarterly period of this series falls inside either window, so no comparison is stated. A longer window may contain one.

Provenance
Source
Urban Redevelopment Authority
Series kind
INDEX
Basis
Observation periods wholly inside each window, values as originally recorded.
Origin
Source fact (latest whole period)
Shown because
Mapped to this kind of event

HDB Resale Price Index

index (2009Q1=100) · Value in the latest whole quarterly period inside each 30-day window

Before

None

Coverage 0/30 days

After

None

Coverage 0/30 days

Difference

Not stated

No whole quarterly period of this series falls inside either window, so no comparison is stated. A longer window may contain one.

Provenance
Source
Housing & Development Board
Series kind
INDEX
Basis
Observation periods wholly inside each window, values as originally recorded.
Origin
Source fact (latest whole period)
Shown because
Mapped to this kind of event

Concurrent planning and land activity

Land sales and other archive events dated inside the windows, listed by date only. Each land-sales line shows the site as the record stood on that day.

Before the effective date

4 lines

4 land-sales steps (0 awards) · 0 archive events

From the effective date

3 lines

3 land-sales steps (3 awards) · 0 archive events

Explore concurrent events

Before (4)

  1. 29 August 2019 · Land sales

    Jalan Bunga Rampai: Launched for tender

    Residential · status on 29 August 2019: Tender open

  2. 5 September 2019 · Land sales

    Tan Quee Lan Street: Tender closed

    Residential with Commercial at 1st Storey · status on 5 September 2019: Tender closed, award pending

  3. 5 September 2019 · Land sales

    Bernam Street: Tender closed

    Residential with Commercial at 1st Storey · status on 5 September 2019: Tender closed, award pending

  4. 5 September 2019 · Land sales

    one-north Gateway: Tender closed

    Residential with Commercial at 1st Storey · status on 5 September 2019: Tender closed, award pending

After (3)

  1. 12 September 2019 · Land sales

    Tan Quee Lan Street: Awarded

    Residential with Commercial at 1st Storey · status on 12 September 2019: Awarded · awarded to GLL D Pte. Ltd., Intrepid Investments Pte. Ltd. and Hong Realty (Private) Limited at S$800,190,000

  2. 12 September 2019 · Land sales

    Bernam Street: Awarded

    Residential with Commercial at 1st Storey · status on 12 September 2019: Awarded · awarded to HY Realty Pte. Ltd. at S$440,900,000

  3. 12 September 2019 · Land sales

    one-north Gateway: Awarded

    Residential with Commercial at 1st Storey · status on 12 September 2019: Awarded · awarded to TID Residential Pte. Ltd. at S$155,738,074

Recorded relationships

Methodology5 rules
  • Comparison anchored to effective date: 11 September 2019. The anchor is the effective date where one is recorded, otherwise the announcement date.
  • The windows are the same number of days on each side of the anchor, and the anchor day belongs to the after window.
  • A series counts toward a window only for observation periods wholly inside it, with values as originally recorded, not as later revised.
  • Where no whole period falls inside a window, no value and no difference is stated; a day no whole period covers is missing, never zero.
  • Concurrent land sales and archive events are listed by date alone. Nothing on this page is attributed to the event.

Sources

The event's sources (11)

Primary sources11

  • More Affordable and Accessible Homes for Singaporeans: Enhanced CPF Housing Grant for First-Timers and Higher Income Ceilings

    Ministry of National Development · Primary source · Published 10 September 2019

    Open original source

  • Annex A: Enhanced CPF Housing Grant (EHG)

    Ministry of National Development · Primary source · Published 10 September 2019

    Open original source

  • Annex B: Illustration of Housing Grant Enhancement

    Ministry of National Development · Primary source · Published 10 September 2019

    Open original source

  • Annex C: Higher Income Ceilings for Citizen Families

    Ministry of National Development · Primary source · Published 10 September 2019

    Open original source

  • Annex D: Higher Income Ceilings for Citizen Singles

    Ministry of National Development · Primary source · Published 10 September 2019

    Open original source

  • CPF Housing Grants for HDB Flats: Single Singapore Citizen Scheme (captured 17 November 2019)

    Housing & Development Board · Primary source · Publication date not recorded

    Open original source

  • CPF Housing Grants for HDB Flats: Second-Timer Applicants (captured 20 November 2019)

    Housing & Development Board · Primary source · Publication date not recorded

    Open original source

  • CPF Housing Grants for Resale Flats: Second-Timer Applicants (captured 17 November 2019)

    Housing & Development Board · Primary source · Publication date not recorded

    Open original source

  • CPF Housing Grants for HDB Flats: First-Timer Applicants (captured 24 September 2020)

    Housing & Development Board · Primary source · Publication date not recorded

    Open original source

  • CPF Housing Grants for Resale Flats: First-Timer Applicants (captured 6 November 2020)

    Housing & Development Board · Primary source · Publication date not recorded

    Open original source

  • CPF Housing Grants for Resale Flats: Single Singapore Citizen Applicants (captured 24 August 2020)

    Housing & Development Board · Primary source · Publication date not recorded

    Open original source

Event checked against its primary sources on 27 September 2026. Each claim keeps its own verification status.

Observed series come from the published statistics named on each card. Land-sales lines link to the site record and its releases.