Policy before and after · Policy relaxation
Singapore replaces the AHG and SHG with the Enhanced CPF Housing Grant (EHG) and raises HDB income ceilings
Announced 10 September 2019 · Effective 11 September 2019
Read the full event recordCompare with another policyCreate research briefView Enhanced CPF Housing Grant policy evolutionView HDB income ceiling policy evolutionView Executive Condominium purchaser eligibility policy evolution
Comparison window
Comparison anchored to effective date: 11 September 2019. Before: 15 March 2019 to 10 September 2019. After: 11 September 2019 to 8 March 2020. The same 180 days on each side; the anchor day counts as after.
Before · 15 Mar 2019 to 10 Sep 2019
4 land-sales awards
- 16 land-sales steps in all
- 1 other archive event
- Singapore private residential transactions, all types of sale: 4,766 (Q2 2019)
The event
Announced 10 Sep 2019
Effective 11 Sep 2019
The effective date is the anchor.
After · 11 Sep 2019 to 8 Mar 2020
6 land-sales awards
- 15 land-sales steps in all
- All 180 days observable
- Singapore private residential transactions, all types of sale: 4,878 (Q4 2019)
What this comparison can and cannot show
Generated from this window's records
Recorded
- 8 policy parameters recorded with a before and an after value on this event.
- 4 land-sales awards in the 180 days before the effective date, and 6 in the 180 observable days after.
- 3 of 3 tracked series have a whole period on both sides, so a before and after figure is stated for them.
Cannot be concluded
- That this event moved any figure on this page. The comparison is by date; nothing here is attributed to the event.
- A reading of the concurrent land sales and events as responses to this one. They are listed by date alone.
About this eventIssuing authority, category, affected market, primary source, summary
- Announced
- 10 September 2019
- Effective
- 11 September 2019
- Issuing authority
- Ministry of National Development, Housing & Development Board
- Category
- Policy relaxation
- Affected market
- First-timer Singapore Citizen families and singles buying a new flat from HDB or a resale flat, for the Enhanced CPF Housing Grant; households buying a flat from HDB, a resale flat with a CPF Housing Grant or taking an HDB housing loan, for the flat income ceilings; and citizen households buying an Executive Condominium unit from a property developer, for the Executive Condominium ceiling.
- Primary source
- More Affordable and Accessible Homes for Singaporeans: Enhanced CPF Housing Grant for First-Timers and Higher Income Ceilings
On 10 September 2019 MND and HDB replaced the Additional and Special CPF Housing Grants with an Enhanced CPF Housing Grant of up to S$80,000 for first-timer families and up to S$40,000 for first-timer singles, from 11 September 2019, for resale applications received on or after that date and new-flat applications from the September 2019 sales launch. The grant is tiered by income and ends above S$9,000 a month for families and S$4,500 for singles. The same release raised the monthly household income ceiling from S$12,000 to S$14,000 for families buying from HDB, buying resale with a CPF Housing Grant or taking an HDB loan, from S$6,000 to S$7,000 for singles aged 35 and above, and from S$14,000 to S$16,000 for an Executive Condominium unit from a developer.
In brief
In brief
- HDB_INCOME_CEILING, family, household monthly income ceiling: increased from 12,000 SGD to 14,000 SGD.
- HDB_INCOME_CEILING, single, household monthly income ceiling: increased from 6,000 SGD to 7,000 SGD.
- 4 of the 8 recorded parameters changed.
- Singapore private residential transactions, all types of sale totalled 4,766 in the whole periods inside the 180 days before the effective date (Q2 2019) and 4,878 in those inside the 180 days after (Q4 2019).
- 4 GLS site awards were recorded in the before window and 6 in the after window.
What changed
| Policy parameter | Before | After | Change |
|---|---|---|---|
| EHG · family, max grant | Unknown | 80,000 SGD | Not stated |
| EHG · single, max grant | Unknown | 40,000 SGD | Not stated |
| EHG · family, grant income ceiling | Unknown | 9,000 SGD | Not stated |
| EHG · single, grant income ceiling | Unknown | 4,500 SGD | Not stated |
| HDB_INCOME_CEILING · family, household monthly income ceiling | 12,000 SGD | 14,000 SGD | Increased |
| HDB_INCOME_CEILING · single, household monthly income ceiling | 6,000 SGD | 7,000 SGD | Increased |
| HDB_INCOME_CEILING · extended family, household monthly income ceiling | 18,000 SGD | 21,000 SGD | Increased |
| PURCHASER_ELIGIBILITY · household monthly income ceiling, all ec purchases | 14,000 SGD | 16,000 SGD | Increased |
Where these values come from
- Source
- Recorded on this event's policy matrix in Prevo's archive. The event's primary source: More Affordable and Accessible Homes for Singaporeans: Enhanced CPF Housing Grant for First-Timers and Higher Income Ceilings.
- Primary source published
- 10 September 2019
- Validity
- In force from the event's effective date, 11 September 2019. The row records no date of its own; the date is the event's.
- Basis
- Archive record. The matrix row carries no source reference of its own; the event's sources are listed below.
Observed around this event
View linked outcomesThe same statistic over the 180 days before and after the anchor. Figures describe what was recorded in each window; they do not attribute a change to this event.
Singapore private residential transactions, all types of sale
units · Total over whole quarterly periods inside each 180-day window
Before
4,766
Q2 2019
Coverage 91/180 days
After
4,878
Q4 2019
Coverage 92/180 days
Difference
+112
+2.3%
Qualified: whole periods cover 91/180 days before and 92/180 days after. Days outside a whole period are not counted and are not treated as zero. The two totals span different numbers of days.
Provenance
- Source
- Urban Redevelopment Authority
- Series kind
- FLOW
- Basis
- Observation periods wholly inside each window, values as originally recorded.
- Origin
- Calculated (sum of published period values)
- Shown because
- Mapped to this kind of event
Private Residential Property Price Index, All Residential
index (2009Q1=100) · Value in the latest whole quarterly period inside each 180-day window
Before
150.8
Q2 2019
Coverage 91/180 days
After
153.6
Q4 2019
Coverage 92/180 days
Difference
+2.8
+1.9%
Qualified: whole periods cover 91/180 days before and 92/180 days after. Days outside a whole period are not counted and are not treated as zero.
Provenance
- Source
- Urban Redevelopment Authority
- Series kind
- INDEX
- Basis
- Observation periods wholly inside each window, values as originally recorded.
- Origin
- Source fact (latest whole period)
- Shown because
- Mapped to this kind of event
HDB Resale Price Index
index (2009Q1=100) · Value in the latest whole quarterly period inside each 180-day window
Before
130.8
Q2 2019
Coverage 91/180 days
After
131.5
Q4 2019
Coverage 92/180 days
Difference
+0.7
+0.5%
Qualified: whole periods cover 91/180 days before and 92/180 days after. Days outside a whole period are not counted and are not treated as zero.
Provenance
- Source
- Housing & Development Board
- Series kind
- INDEX
- Basis
- Observation periods wholly inside each window, values as originally recorded.
- Origin
- Source fact (latest whole period)
- Shown because
- Mapped to this kind of event
Concurrent planning and land activity
Land sales and other archive events dated inside the windows, listed by date only. Each land-sales line shows the site as the record stood on that day.
Before the effective date
17 lines
16 land-sales steps (4 awards) · 1 archive event
From the effective date
17 lines
15 land-sales steps (6 awards) · 2 archive events
Explore concurrent eventsHide concurrent events
Before (17)
22 March 2019 · Land sales
Pasir Ris Drive 3 / Pasir Ris Drive 8 / Pasir Ris Central: AwardedMixed commercial and residential · status on 22 March 2019: Awarded · awarded to Phoenix Residential Pte. Ltd. & Phoenix Commercial Pte. Ltd. at S$700,000,000
27 March 2019 · Planning
Singapore introduces the CBD Incentive and Strategic Development Incentive schemes and announces the end of the Bonus Plot Ratio schemeAnnounced 27 March 2019
28 March 2019 · Land sales
Sims Drive: Tender closedResidential · status on 28 March 2019: Tender closed, award pending
28 March 2019 · Land sales
Middle Road: Tender closedResidential with Commercial at 1st Storey · status on 28 March 2019: Tender closed, award pending
29 March 2019 · Land sales
Tan Quee Lan Street: Launched for tenderResidential with Commercial at 1st Storey · status on 29 March 2019: Tender open
5 April 2019 · Land sales
Sims Drive: AwardedResidential · status on 5 April 2019: Awarded · awarded to Intrepid Investments Pte. Ltd. and CDL Constellation Pte. Ltd. at S$383,529,936
5 April 2019 · Land sales
Middle Road: AwardedResidential with Commercial at 1st Storey · status on 5 April 2019: Awarded · awarded to Wingcharm Investment Pte. Ltd. at S$491,999,999
16 May 2019 · Land sales
Canberra Link: Launched for tenderExecutive Condominium housing · status on 16 May 2019: Tender open
30 May 2019 · Land sales
Bernam Street: Launched for tenderResidential with Commercial at 1st Storey · status on 30 May 2019: Tender open
27 June 2019 · Land sales
one-north Gateway: Launched for tenderResidential with Commercial at 1st Storey · status on 27 June 2019: Tender open
3 July 2019 · Land sales
Canberra Link: Tender closedExecutive Condominium housing · status on 3 July 2019: Tender closed, award pending
3 July 2019 · Land sales
Clementi Avenue 1: Tender closedResidential · status on 3 July 2019: Tender closed, award pending
9 July 2019 · Land sales
Clementi Avenue 1: AwardedResidential · status on 9 July 2019: Awarded · awarded to UOL Venture Investments Pte. Ltd. and UIC Homes Pte. Ltd. at S$491,300,000
29 August 2019 · Land sales
Jalan Bunga Rampai: Launched for tenderResidential · status on 29 August 2019: Tender open
5 September 2019 · Land sales
Tan Quee Lan Street: Tender closedResidential with Commercial at 1st Storey · status on 5 September 2019: Tender closed, award pending
5 September 2019 · Land sales
Bernam Street: Tender closedResidential with Commercial at 1st Storey · status on 5 September 2019: Tender closed, award pending
5 September 2019 · Land sales
one-north Gateway: Tender closedResidential with Commercial at 1st Storey · status on 5 September 2019: Tender closed, award pending
After (17)
12 September 2019 · Land sales
Tan Quee Lan Street: AwardedResidential with Commercial at 1st Storey · status on 12 September 2019: Awarded · awarded to GLL D Pte. Ltd., Intrepid Investments Pte. Ltd. and Hong Realty (Private) Limited at S$800,190,000
12 September 2019 · Land sales
Bernam Street: AwardedResidential with Commercial at 1st Storey · status on 12 September 2019: Awarded · awarded to HY Realty Pte. Ltd. at S$440,900,000
12 September 2019 · Land sales
one-north Gateway: AwardedResidential with Commercial at 1st Storey · status on 12 September 2019: Awarded · awarded to TID Residential Pte. Ltd. at S$155,738,074
11 October 2019 · Land sales
Canberra Link: AwardedExecutive Condominium housing · status on 11 October 2019: Awarded · awarded to MCC Land (Singapore) Pte Ltd at S$233,890,000
31 October 2019 · Land sales
Irwell Bank Road: Launched for tenderResidential · status on 31 October 2019: Tender open
27 November 2019 · Planning
Singapore gazettes Master Plan 2019, concluding the review of the draft plan exhibited from March 2019Announced 27 November 2019
28 November 2019 · Land sales
Canberra Drive (Parcel A): Launched for tenderResidential · status on 28 November 2019: Tender open
28 November 2019 · Land sales
Canberra Drive (Parcel B): Launched for tenderResidential · status on 28 November 2019: Tender open
30 December 2019 · Land sales
Fernvale Lane: Launched for tenderExecutive Condominium housing · status on 30 December 2019: Tender open
9 January 2020 · Land sales
Irwell Bank Road: Tender closedResidential · status on 9 January 2020: Tender closed, award pending
9 January 2020 · Land sales
Jalan Bunga Rampai: Tender closedResidential · status on 9 January 2020: Tender closed, award pending
14 January 2020 · Land sales
Irwell Bank Road: AwardedResidential · status on 14 January 2020: Awarded · awarded to CDL Perseus Pte. Ltd. at S$583,888,000
14 January 2020 · Land sales
Jalan Bunga Rampai: AwardedResidential · status on 14 January 2020: Awarded · awarded to Wee Hur Development Pte Ltd at S$93,390,000
6 February 2020 · Archive event
Singapore lets listed housing developers with a substantial connection to Singapore apply for exemption from the QC regimeAnnounced 6 February 2020
3 March 2020 · Land sales
Fernvale Lane: Tender closedExecutive Condominium housing · status on 3 March 2020: Tender closed, award pending
3 March 2020 · Land sales
Canberra Drive (Parcel A): Tender closedResidential · status on 3 March 2020: Tender closed, award pending
3 March 2020 · Land sales
Canberra Drive (Parcel B): Tender closedResidential · status on 3 March 2020: Tender closed, award pending
Methodology5 rules
- Comparison anchored to effective date: 11 September 2019. The anchor is the effective date where one is recorded, otherwise the announcement date.
- The windows are the same number of days on each side of the anchor, and the anchor day belongs to the after window.
- A series counts toward a window only for observation periods wholly inside it, with values as originally recorded, not as later revised.
- Where no whole period falls inside a window, no value and no difference is stated; a day no whole period covers is missing, never zero.
- Concurrent land sales and archive events are listed by date alone. Nothing on this page is attributed to the event.
Sources
The event's sources (11)
Primary sources11
More Affordable and Accessible Homes for Singaporeans: Enhanced CPF Housing Grant for First-Timers and Higher Income Ceilings
Ministry of National Development · Primary source · Published 10 September 2019
Annex A: Enhanced CPF Housing Grant (EHG)
Ministry of National Development · Primary source · Published 10 September 2019
Annex B: Illustration of Housing Grant Enhancement
Ministry of National Development · Primary source · Published 10 September 2019
Annex C: Higher Income Ceilings for Citizen Families
Ministry of National Development · Primary source · Published 10 September 2019
Annex D: Higher Income Ceilings for Citizen Singles
Ministry of National Development · Primary source · Published 10 September 2019
CPF Housing Grants for HDB Flats: Single Singapore Citizen Scheme (captured 17 November 2019)
Housing & Development Board · Primary source · Publication date not recorded
CPF Housing Grants for HDB Flats: Second-Timer Applicants (captured 20 November 2019)
Housing & Development Board · Primary source · Publication date not recorded
CPF Housing Grants for Resale Flats: Second-Timer Applicants (captured 17 November 2019)
Housing & Development Board · Primary source · Publication date not recorded
CPF Housing Grants for HDB Flats: First-Timer Applicants (captured 24 September 2020)
Housing & Development Board · Primary source · Publication date not recorded
CPF Housing Grants for Resale Flats: First-Timer Applicants (captured 6 November 2020)
Housing & Development Board · Primary source · Publication date not recorded
CPF Housing Grants for Resale Flats: Single Singapore Citizen Applicants (captured 24 August 2020)
Housing & Development Board · Primary source · Publication date not recorded
Event checked against its primary sources on 27 September 2026. Each claim keeps its own verification status.
Observed series come from the published statistics named on each card. Land-sales lines link to the site record and its releases.