Linked outcomes

Event

Singapore lowers the HDB housing-loan LTV limit from 80% to 75%

Announced 19 August 2024 · Effective 20 August 2024 · Macroprudential

Comparison anchored to effective date: 20 August 2024.

Before and after figures are the 180-day windows of the before and after view, not each outcome record's own window. A link here is an association the archive records; it is not a finding that the event produced the outcome.

In brief

3 outcome records are linked to this event: 0 with computable series, 0 citing a series whose aggregation type is unresolved, 0 observed without a series, and 3 unresolved.
3 of 3 outcome records name no source, and none has a source document attached.
3 further series are observed around this event through its category mapping, not through an outcome record.

Linked outcomes (3)

Directly referenced: an outcome record on this event. Listed computable first, then not computable, then observed in words, then unresolved; not ranked.

Outcome record 1

HDB resale price growth after the cut

Unresolved

Registered before it could be observed: no observation is recorded.

Observation state: Registered before it could be observed
Value basis: Not derived: no value recorded yet · Not derived · origin: Unresolved
Outcome window: 3Q2024 to 2Q2025 · calendar · anchored to the effective date
Temporal relationship: Window recorded as "3Q2024 to 2Q2025" (calendar), anchored to the effective date 20 August 2024. No dated window is stored and the label gives no dates, so it is not placed.

Source document not attachedEvidence incomplete

Gap: Evidence record exists, but no source is named on it.

Why is this linked?

Policy event
Singapore lowers the HDB housing-loan LTV limit from 80% to 75%
Announced 19 August 2024, effective 20 August 2024
Outcome record
Outcome record 1: HDB resale price growth after the cut
Calendar window "3Q2024 to 2Q2025", anchored to the effective date
Source
No source named

Record identifiers

event evt_sg_2024_hdb_ltv_aug · outcome 68b6d9b8-7e6a-4887-b9e3-bff0583f1cfb

Outcome record 2

Financing mix of HDB resale purchases

Unresolved

Registered before it could be observed: no observation is recorded.

Observation state: Registered before it could be observed
Value basis: Not derived: no value recorded yet · Not derived · origin: Unresolved
Outcome window: 2024 to 2025 · calendar · anchored to the effective date
Temporal relationship: Window recorded as "2024 to 2025" (calendar), anchored to the effective date 20 August 2024. No dated window is stored and the label gives no dates, so it is not placed.

Source document not attachedEvidence incomplete

Gap: Evidence record exists, but no source is named on it.

Why is this linked?

Policy event
Singapore lowers the HDB housing-loan LTV limit from 80% to 75%
Announced 19 August 2024, effective 20 August 2024
Outcome record
Outcome record 2: Financing mix of HDB resale purchases
Calendar window "2024 to 2025", anchored to the effective date
Source
No source named

Record identifiers

event evt_sg_2024_hdb_ltv_aug · outcome dcfde8e3-f1e3-4f55-8e77-f1e20800986d

Outcome record 3

High-priced resale purchases financed near the maximum loan-to-value

Unresolved

Not observable: no observation is recorded.

Observation state: Not observable
Value basis: Not derived: no value recorded yet · Not derived · origin: Unresolved
Outcome window: 2024 to 2026 · calendar · anchored to the effective date
Temporal relationship: Window recorded as "2024 to 2026" (calendar), anchored to the effective date 20 August 2024. No dated window is stored and the label gives no dates, so it is not placed.

Source document not attachedEvidence incomplete

Gap: Evidence record exists, but no source is named on it.

Why is this linked?

Policy event
Singapore lowers the HDB housing-loan LTV limit from 80% to 75%
Announced 19 August 2024, effective 20 August 2024
Outcome record
Outcome record 3: High-priced resale purchases financed near the maximum loan-to-value
Calendar window "2024 to 2026", anchored to the effective date
Source
No source named

Record identifiers

event evt_sg_2024_hdb_ltv_aug · outcome 70bc996d-a77c-4249-a48f-48d3ed329d97

Associated indicators (3)

Observed around the selected event: a series mapped to this kind of event, cited by no outcome record.

HDB Resale Price Index

Observed

Observed around the event; no outcome record cites this series.

Temporal relationship: Before: Q2 2024, observed before the event. After: Q4 2024, beginning on or after the event. A period that spans 20 August 2024 counts on neither side.

HDB Resale Price Index

INDEX · Computable

180 days before

187.9

Q2 2024 · 91/180 days

180 days after

197.9

Q4 2024 · 92/180 days

Observed change

+10

+5.3%

Qualified: whole periods cover 91/180 days before and 92/180 days after. Days outside a whole period are not counted and are not treated as zero.

Primary source cited: Housing & Development Board

Why is this linked?

Policy event
Singapore lowers the HDB housing-loan LTV limit from 80% to 75%
Announced 19 August 2024, effective 20 August 2024
Category mapping
Series mapped to macroprudential events
No outcome record cites it
Metric
HDB Resale Price Index
Series type: INDEX
Observed series
Observed series, value in the latest whole quarterly period inside each 180-day window
Before: Q2 2024. After: Q4 2024.
Source
Housing & Development Board
Primary source

Record identifiers

event evt_sg_2024_hdb_ltv_aug · metrics bd89e9e1-83d4-4cb1-a341-40896143b8d8

Private Residential Property Price Index, All Residential

Observed

Observed around the event; no outcome record cites this series.

Temporal relationship: Before: Q2 2024, observed before the event. After: Q4 2024, beginning on or after the event. A period that spans 20 August 2024 counts on neither side.

Private Residential Property Price Index, All Residential

INDEX · Computable

180 days before

206.1

Q2 2024 · 91/180 days

180 days after

209.4

Q4 2024 · 92/180 days

Observed change

+3.3

+1.6%

Qualified: whole periods cover 91/180 days before and 92/180 days after. Days outside a whole period are not counted and are not treated as zero.

Primary source cited: Urban Redevelopment Authority

Why is this linked?

Policy event
Singapore lowers the HDB housing-loan LTV limit from 80% to 75%
Announced 19 August 2024, effective 20 August 2024
Category mapping
Series mapped to macroprudential events
No outcome record cites it
Metric
Private Residential Property Price Index, All Residential
Series type: INDEX
Observed series
Observed series, value in the latest whole quarterly period inside each 180-day window
Before: Q2 2024. After: Q4 2024.
Source
Urban Redevelopment Authority
Primary source

Record identifiers

event evt_sg_2024_hdb_ltv_aug · metrics 7cbef7bc-b216-48c3-851c-91b71553b792

Singapore private residential transactions, all types of sale

Observed

Observed around the event; no outcome record cites this series.

Temporal relationship: Before: Q2 2024, observed before the event. After: Q4 2024, beginning on or after the event. A period that spans 20 August 2024 counts on neither side.

Singapore private residential transactions, all types of sale

FLOW · Computable

180 days before

4,915

Q2 2024 · 91/180 days

180 days after

7,433

Q4 2024 · 92/180 days

Observed change

+2,518

+51.2%

Qualified: whole periods cover 91/180 days before and 92/180 days after. Days outside a whole period are not counted and are not treated as zero. The two totals span different numbers of days.

Primary source cited: Urban Redevelopment Authority

Why is this linked?

Policy event
Singapore lowers the HDB housing-loan LTV limit from 80% to 75%
Announced 19 August 2024, effective 20 August 2024
Category mapping
Series mapped to macroprudential events
No outcome record cites it
Metric
Singapore private residential transactions, all types of sale
Series type: FLOW
Observed series
Observed series, total over whole quarterly periods inside each 180-day window
Before: Q2 2024. After: Q4 2024.
Source
Urban Redevelopment Authority
Primary source

Record identifiers

event evt_sg_2024_hdb_ltv_aug · metrics 56dfd10a-d6b9-41a7-b183-7d2b09301f89

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