Policy before and after · Policy relaxation
Singapore replaces the AHG and SHG with the Enhanced CPF Housing Grant (EHG) and raises HDB income ceilings
Announced 10 September 2019 · Effective 11 September 2019
Read the full event recordCompare with another policyCreate research briefView Enhanced CPF Housing Grant policy evolutionView HDB income ceiling policy evolutionView Executive Condominium purchaser eligibility policy evolution
Comparison window
Comparison anchored to effective date: 11 September 2019. Before: 13 June 2019 to 10 September 2019. After: 11 September 2019 to 9 December 2019. The same 90 days on each side; the anchor day counts as after.
Before · 13 Jun 2019 to 10 Sep 2019
1 land-sales award
- 8 land-sales steps in all
- 0 other archive events
The event
Announced 10 Sep 2019
Effective 11 Sep 2019
The effective date is the anchor.
After · 11 Sep 2019 to 9 Dec 2019
4 land-sales awards
- 7 land-sales steps in all
- All 90 days observable
What this comparison can and cannot show
Generated from this window's records
Recorded
- 8 policy parameters recorded with a before and an after value on this event.
- 1 land-sales award in the 90 days before the effective date, and 4 in the 90 observable days after.
- None of the 3 tracked series has a whole period on both sides of a 90-day window, so no market figure is compared.
Cannot be concluded
- That this event moved any figure on this page. The comparison is by date; nothing here is attributed to the event.
- A reading of the concurrent land sales and events as responses to this one. They are listed by date alone.
About this eventIssuing authority, category, affected market, primary source, summary
- Announced
- 10 September 2019
- Effective
- 11 September 2019
- Issuing authority
- Ministry of National Development, Housing & Development Board
- Category
- Policy relaxation
- Affected market
- First-timer Singapore Citizen families and singles buying a new flat from HDB or a resale flat, for the Enhanced CPF Housing Grant; households buying a flat from HDB, a resale flat with a CPF Housing Grant or taking an HDB housing loan, for the flat income ceilings; and citizen households buying an Executive Condominium unit from a property developer, for the Executive Condominium ceiling.
- Primary source
- More Affordable and Accessible Homes for Singaporeans: Enhanced CPF Housing Grant for First-Timers and Higher Income Ceilings
On 10 September 2019 MND and HDB replaced the Additional and Special CPF Housing Grants with an Enhanced CPF Housing Grant of up to S$80,000 for first-timer families and up to S$40,000 for first-timer singles, from 11 September 2019, for resale applications received on or after that date and new-flat applications from the September 2019 sales launch. The grant is tiered by income and ends above S$9,000 a month for families and S$4,500 for singles. The same release raised the monthly household income ceiling from S$12,000 to S$14,000 for families buying from HDB, buying resale with a CPF Housing Grant or taking an HDB loan, from S$6,000 to S$7,000 for singles aged 35 and above, and from S$14,000 to S$16,000 for an Executive Condominium unit from a developer.
In brief
In brief
- HDB_INCOME_CEILING, family, household monthly income ceiling: increased from 12,000 SGD to 14,000 SGD.
- HDB_INCOME_CEILING, single, household monthly income ceiling: increased from 6,000 SGD to 7,000 SGD.
- 4 of the 8 recorded parameters changed.
- 1 GLS site award was recorded in the before window and 4 in the after window.
What changed
| Policy parameter | Before | After | Change |
|---|---|---|---|
| EHG · family, max grant | Unknown | 80,000 SGD | Not stated |
| EHG · single, max grant | Unknown | 40,000 SGD | Not stated |
| EHG · family, grant income ceiling | Unknown | 9,000 SGD | Not stated |
| EHG · single, grant income ceiling | Unknown | 4,500 SGD | Not stated |
| HDB_INCOME_CEILING · family, household monthly income ceiling | 12,000 SGD | 14,000 SGD | Increased |
| HDB_INCOME_CEILING · single, household monthly income ceiling | 6,000 SGD | 7,000 SGD | Increased |
| HDB_INCOME_CEILING · extended family, household monthly income ceiling | 18,000 SGD | 21,000 SGD | Increased |
| PURCHASER_ELIGIBILITY · household monthly income ceiling, all ec purchases | 14,000 SGD | 16,000 SGD | Increased |
Where these values come from
- Source
- Recorded on this event's policy matrix in Prevo's archive. The event's primary source: More Affordable and Accessible Homes for Singaporeans: Enhanced CPF Housing Grant for First-Timers and Higher Income Ceilings.
- Primary source published
- 10 September 2019
- Validity
- In force from the event's effective date, 11 September 2019. The row records no date of its own; the date is the event's.
- Basis
- Archive record. The matrix row carries no source reference of its own; the event's sources are listed below.
Observed around this event
View linked outcomesThe same statistic over the 90 days before and after the anchor. Figures describe what was recorded in each window; they do not attribute a change to this event.
Singapore private residential transactions, all types of sale
units · Total over whole quarterly periods inside each 90-day window
Before
None
Coverage 0/90 days
After
None
Coverage 0/90 days
Difference
Not stated
No whole quarterly period of this series falls inside either window, so no comparison is stated. A longer window may contain one.
Provenance
- Source
- Urban Redevelopment Authority
- Series kind
- FLOW
- Basis
- Observation periods wholly inside each window, values as originally recorded.
- Origin
- Calculated (sum of published period values)
- Shown because
- Mapped to this kind of event
Private Residential Property Price Index, All Residential
index (2009Q1=100) · Value in the latest whole quarterly period inside each 90-day window
Before
None
Coverage 0/90 days
After
None
Coverage 0/90 days
Difference
Not stated
No whole quarterly period of this series falls inside either window, so no comparison is stated. A longer window may contain one.
Provenance
- Source
- Urban Redevelopment Authority
- Series kind
- INDEX
- Basis
- Observation periods wholly inside each window, values as originally recorded.
- Origin
- Source fact (latest whole period)
- Shown because
- Mapped to this kind of event
HDB Resale Price Index
index (2009Q1=100) · Value in the latest whole quarterly period inside each 90-day window
Before
None
Coverage 0/90 days
After
None
Coverage 0/90 days
Difference
Not stated
No whole quarterly period of this series falls inside either window, so no comparison is stated. A longer window may contain one.
Provenance
- Source
- Housing & Development Board
- Series kind
- INDEX
- Basis
- Observation periods wholly inside each window, values as originally recorded.
- Origin
- Source fact (latest whole period)
- Shown because
- Mapped to this kind of event
Concurrent planning and land activity
Land sales and other archive events dated inside the windows, listed by date only. Each land-sales line shows the site as the record stood on that day.
Before the effective date
8 lines
8 land-sales steps (1 award) · 0 archive events
From the effective date
8 lines
7 land-sales steps (4 awards) · 1 archive event
Explore concurrent eventsHide concurrent events
Before (8)
27 June 2019 · Land sales
one-north Gateway: Launched for tenderResidential with Commercial at 1st Storey · status on 27 June 2019: Tender open
3 July 2019 · Land sales
Canberra Link: Tender closedExecutive Condominium housing · status on 3 July 2019: Tender closed, award pending
3 July 2019 · Land sales
Clementi Avenue 1: Tender closedResidential · status on 3 July 2019: Tender closed, award pending
9 July 2019 · Land sales
Clementi Avenue 1: AwardedResidential · status on 9 July 2019: Awarded · awarded to UOL Venture Investments Pte. Ltd. and UIC Homes Pte. Ltd. at S$491,300,000
29 August 2019 · Land sales
Jalan Bunga Rampai: Launched for tenderResidential · status on 29 August 2019: Tender open
5 September 2019 · Land sales
Tan Quee Lan Street: Tender closedResidential with Commercial at 1st Storey · status on 5 September 2019: Tender closed, award pending
5 September 2019 · Land sales
Bernam Street: Tender closedResidential with Commercial at 1st Storey · status on 5 September 2019: Tender closed, award pending
5 September 2019 · Land sales
one-north Gateway: Tender closedResidential with Commercial at 1st Storey · status on 5 September 2019: Tender closed, award pending
After (8)
12 September 2019 · Land sales
Tan Quee Lan Street: AwardedResidential with Commercial at 1st Storey · status on 12 September 2019: Awarded · awarded to GLL D Pte. Ltd., Intrepid Investments Pte. Ltd. and Hong Realty (Private) Limited at S$800,190,000
12 September 2019 · Land sales
Bernam Street: AwardedResidential with Commercial at 1st Storey · status on 12 September 2019: Awarded · awarded to HY Realty Pte. Ltd. at S$440,900,000
12 September 2019 · Land sales
one-north Gateway: AwardedResidential with Commercial at 1st Storey · status on 12 September 2019: Awarded · awarded to TID Residential Pte. Ltd. at S$155,738,074
11 October 2019 · Land sales
Canberra Link: AwardedExecutive Condominium housing · status on 11 October 2019: Awarded · awarded to MCC Land (Singapore) Pte Ltd at S$233,890,000
31 October 2019 · Land sales
Irwell Bank Road: Launched for tenderResidential · status on 31 October 2019: Tender open
27 November 2019 · Planning
Singapore gazettes Master Plan 2019, concluding the review of the draft plan exhibited from March 2019Announced 27 November 2019
28 November 2019 · Land sales
Canberra Drive (Parcel A): Launched for tenderResidential · status on 28 November 2019: Tender open
28 November 2019 · Land sales
Canberra Drive (Parcel B): Launched for tenderResidential · status on 28 November 2019: Tender open
Methodology5 rules
- Comparison anchored to effective date: 11 September 2019. The anchor is the effective date where one is recorded, otherwise the announcement date.
- The windows are the same number of days on each side of the anchor, and the anchor day belongs to the after window.
- A series counts toward a window only for observation periods wholly inside it, with values as originally recorded, not as later revised.
- Where no whole period falls inside a window, no value and no difference is stated; a day no whole period covers is missing, never zero.
- Concurrent land sales and archive events are listed by date alone. Nothing on this page is attributed to the event.
Sources
The event's sources (11)
Primary sources11
More Affordable and Accessible Homes for Singaporeans: Enhanced CPF Housing Grant for First-Timers and Higher Income Ceilings
Ministry of National Development · Primary source · Published 10 September 2019
Annex A: Enhanced CPF Housing Grant (EHG)
Ministry of National Development · Primary source · Published 10 September 2019
Annex B: Illustration of Housing Grant Enhancement
Ministry of National Development · Primary source · Published 10 September 2019
Annex C: Higher Income Ceilings for Citizen Families
Ministry of National Development · Primary source · Published 10 September 2019
Annex D: Higher Income Ceilings for Citizen Singles
Ministry of National Development · Primary source · Published 10 September 2019
CPF Housing Grants for HDB Flats: Single Singapore Citizen Scheme (captured 17 November 2019)
Housing & Development Board · Primary source · Publication date not recorded
CPF Housing Grants for HDB Flats: Second-Timer Applicants (captured 20 November 2019)
Housing & Development Board · Primary source · Publication date not recorded
CPF Housing Grants for Resale Flats: Second-Timer Applicants (captured 17 November 2019)
Housing & Development Board · Primary source · Publication date not recorded
CPF Housing Grants for HDB Flats: First-Timer Applicants (captured 24 September 2020)
Housing & Development Board · Primary source · Publication date not recorded
CPF Housing Grants for Resale Flats: First-Timer Applicants (captured 6 November 2020)
Housing & Development Board · Primary source · Publication date not recorded
CPF Housing Grants for Resale Flats: Single Singapore Citizen Applicants (captured 24 August 2020)
Housing & Development Board · Primary source · Publication date not recorded
Event checked against its primary sources on 27 September 2026. Each claim keeps its own verification status.
Observed series come from the published statistics named on each card. Land-sales lines link to the site record and its releases.