- Announced
- 28 June 2013
- Effective
- 29 June 2013
- Valid from
- 29 June 2013
- Valid until
- Until 15 December 2021, the day before the next recorded change
- Authority
- Monetary Authority of Singapore
0 parameters changed, 4 newly recorded, 0 unchanged.
Compare with previous
- Added tdsr threshold: 60%
- Added medium term rate, residential: 3.5%
- Added medium term rate, non residential: 4.5%
- Added variable income haircut: 30%
- 0 unchanged, not listed.
View full rule
- tdsr threshold
- 60%
- medium term rate, residential
- 3.5%
- medium term rate, non residential
- 4.5%
- variable income haircut
- 30%
Source
MAS Introduces Debt Servicing Framework for Property Loans
Monetary Authority of Singapore · Primary source · Published 28 June 2013
Original source link unavailable
Event checked against its primary sources on 13 August 2026. Each claim keeps its own verification status.
5 recorded corrections to this event's records (correction, clarification, verification change). Record corrections, not policy changes.
Inside this period, without structured parameters: Singapore tightens HDB loan rules and introduces a three-year PR wait-out period (27 August 2013); Singapore cuts SSD to three years and 12%, lifts TDSR from low-LTV equity withdrawal loans and adds duties on property-holding entities (11 March 2017). This version may not describe every rule in force.
Observed around this change (365 days)
- Singapore private residential transactions, all types of sale: 26,549 before, 10,778 after (Q3 2012, Q4 2012, Q1 2013 | Q3 2013, Q4 2013, Q1 2014)
- Private Residential Property Price Index, All Residential: 152.4 before, 151.3 after (Q3 2012, Q4 2012, Q1 2013 | Q3 2013, Q4 2013, Q1 2014)
- HDB Resale Price Index: 148.6 before, 143.5 after (Q3 2012, Q4 2012, Q1 2013 | Q3 2013, Q4 2013, Q1 2014)
- Observed around the change, not attributed to it. The full view is on the before and after page.