Prevo

Policy evolution

Mortgage equity withdrawal loans

  • Prevo records 1 structured Mortgage equity withdrawal loans rule change, effective from 6 July 2018 to 6 July 2018, in the available archive; earlier history may be incomplete.
  • The current recorded rule became effective on 6 July 2018.
  • The rule before 6 July 2018 is recorded as that change's "before" values, without a start date.
  • No conflicting records between consecutive versions.

Partial archive: 1 structured Mortgage equity withdrawal loans change in the available records. Earlier or unrecorded changes may exist; this is not a complete history.

Create evolution brief

Current recorded rule, 2 October 2026

ParameterValueStatus
no75%In forceIn force from 6 July 2018, recorded on Singapore raises ABSD by 5 to 10 points and tightens LTV limits.
yes45%In forceIn force from 6 July 2018, recorded on Singapore raises ABSD by 5 to 10 points and tightens LTV limits.

Rule versions

  1. Earlier

    Policy state before 6 July 2018 is recorded only as that change's "before" values, with no start date. Earlier Mortgage equity withdrawal loans history is not held as structured parameters.

  2. Before

    Earliest recorded state

    The rule before 6 July 2018

    Valid from
    Start date not recorded
    Valid until
    Until 5 July 2018
    Authority
    Monetary Authority of Singapore, Ministry of National Development, Ministry of Finance

    Recorded as the "before" values of Singapore raises ABSD by 5 to 10 points and tightens LTV limits.

    View full rule
    no
    80%
    yes
    60%

    Source

    MOF/MND/MAS joint media release: Raising Additional Buyer's Stamp Duty Rates and Tightening Loan-to-Value Limits to Promote a Stable and Sustainable Property Market

    Monetary Authority of Singapore · Primary source · Published 5 July 2018

    Open original source

    Event checked against its primary sources on 13 August 2026. Each claim keeps its own verification status.

    3 recorded corrections to this event's records (correction). Record corrections, not policy changes.

  3. 6 July 2018Current recorded rule
    Announced
    5 July 2018
    Effective
    6 July 2018
    Valid from
    6 July 2018
    Valid until
    Until superseded: no later recorded change
    Authority
    Monetary Authority of Singapore, Ministry of National Development, Ministry of Finance

    2 parameters changed, 0 newly recorded, 0 unchanged.

    ParameterPreviousNew
    no80%75%
    yes60%45%
    Compare with previous
    • Changed no: 80% to 75%
    • Changed yes: 60% to 45%
    • 0 unchanged, not listed.
    View full rule
    no
    75%
    yes
    45%

    Source

    MOF/MND/MAS joint media release: Raising Additional Buyer's Stamp Duty Rates and Tightening Loan-to-Value Limits to Promote a Stable and Sustainable Property Market

    Monetary Authority of Singapore · Primary source · Published 5 July 2018

    Open original source

    Event checked against its primary sources on 13 August 2026. Each claim keeps its own verification status.

    3 recorded corrections to this event's records (correction). Record corrections, not policy changes.

    Observed around this change (365 days)
    • Singapore private residential transactions, all types of sale: 18,724 before, 12,369 after (Q4 2017, Q1 2018, Q2 2018 | Q4 2018, Q1 2019, Q2 2019)
    • Private Residential Property Price Index, All Residential: 149 before, 150.8 after (Q4 2017, Q1 2018, Q2 2018 | Q4 2018, Q1 2019, Q2 2019)
    • Private residential units sold, all segments (uncompleted plus completed): 5,811 before, 6,024 after (Q4 2017, Q1 2018, Q2 2018 | Q4 2018, Q1 2019, Q2 2019)
    • Uncompleted private residential units launched, all segments: 4,235 before, 7,148 after (Q4 2017, Q1 2018, Q2 2018 | Q4 2018, Q1 2019, Q2 2019)
    • Price index of non-landed private residential properties, Core Central Region: 136 before, 135.3 after (Q4 2017, Q1 2018, Q2 2018 | Q4 2018, Q1 2019, Q2 2019)
    • Price index of non-landed private residential properties, Outside Central Region: 169.7 before, 171.7 after (Q4 2017, Q1 2018, Q2 2018 | Q4 2018, Q1 2019, Q2 2019)
    • Price index of non-landed private residential properties, Rest of Central Region: 148.5 before, 153.4 after (Q4 2017, Q1 2018, Q2 2018 | Q4 2018, Q1 2019, Q2 2019)
    • Uncompleted private residential units sold, all segments: 5,150 before, 5,891 after (Q4 2017, Q1 2018, Q2 2018 | Q4 2018, Q1 2019, Q2 2019)
    • Observed around the change, not attributed to it. The full view is on the before and after page.