Prevo

Policy evolution

Minimum cash downpayment

  • Prevo records 1 structured Minimum cash downpayment rule change, effective from 6 July 2018 to 6 July 2018, in the available archive; earlier history may be incomplete.
  • The current recorded rule became effective on 6 July 2018.
  • No conflicting records between consecutive versions.

Partial archive: 1 structured Minimum cash downpayment change in the available records. Earlier or unrecorded changes may exist; this is not a complete history.

Create evolution brief

Current recorded rule, 2 October 2026

ParameterValueStatus
75 no outstanding loan5%In forceIn force from 6 July 2018, recorded on Singapore raises ABSD by 5 to 10 points and tightens LTV limits.
55 no outstanding loan10%In forceIn force from 6 July 2018, recorded on Singapore raises ABSD by 5 to 10 points and tightens LTV limits.
one or more outstanding loans25%In forceIn force from 6 July 2018, recorded on Singapore raises ABSD by 5 to 10 points and tightens LTV limits.

Rule versions

  1. Earlier

    Policy state unavailable before 6 July 2018: no structured Minimum cash downpayment record precedes it.

  2. 6 July 2018Current recorded rule
    Announced
    5 July 2018
    Effective
    6 July 2018
    Valid from
    6 July 2018
    Valid until
    Until superseded: no later recorded change
    Authority
    Monetary Authority of Singapore, Ministry of National Development, Ministry of Finance

    0 parameters changed, 3 newly recorded, 0 unchanged.

    Compare with previous
    • Added 75 no outstanding loan: 5%
    • Added 55 no outstanding loan: 10%
    • Added one or more outstanding loans: 25%
    • 0 unchanged, not listed.
    View full rule
    75 no outstanding loan
    5%
    55 no outstanding loan
    10%
    one or more outstanding loans
    25%

    Source

    MOF/MND/MAS joint media release: Raising Additional Buyer's Stamp Duty Rates and Tightening Loan-to-Value Limits to Promote a Stable and Sustainable Property Market

    Monetary Authority of Singapore · Primary source · Published 5 July 2018

    Open original source

    Event checked against its primary sources on 13 August 2026. Each claim keeps its own verification status.

    3 recorded corrections to this event's records (correction). Record corrections, not policy changes.

    Observed around this change (365 days)
    • Singapore private residential transactions, all types of sale: 18,724 before, 12,369 after (Q4 2017, Q1 2018, Q2 2018 | Q4 2018, Q1 2019, Q2 2019)
    • Private Residential Property Price Index, All Residential: 149 before, 150.8 after (Q4 2017, Q1 2018, Q2 2018 | Q4 2018, Q1 2019, Q2 2019)
    • Private residential units sold, all segments (uncompleted plus completed): 5,811 before, 6,024 after (Q4 2017, Q1 2018, Q2 2018 | Q4 2018, Q1 2019, Q2 2019)
    • Uncompleted private residential units launched, all segments: 4,235 before, 7,148 after (Q4 2017, Q1 2018, Q2 2018 | Q4 2018, Q1 2019, Q2 2019)
    • Price index of non-landed private residential properties, Core Central Region: 136 before, 135.3 after (Q4 2017, Q1 2018, Q2 2018 | Q4 2018, Q1 2019, Q2 2019)
    • Price index of non-landed private residential properties, Outside Central Region: 169.7 before, 171.7 after (Q4 2017, Q1 2018, Q2 2018 | Q4 2018, Q1 2019, Q2 2019)
    • Price index of non-landed private residential properties, Rest of Central Region: 148.5 before, 153.4 after (Q4 2017, Q1 2018, Q2 2018 | Q4 2018, Q1 2019, Q2 2019)
    • Uncompleted private residential units sold, all segments: 5,150 before, 5,891 after (Q4 2017, Q1 2018, Q2 2018 | Q4 2018, Q1 2019, Q2 2019)
    • Observed around the change, not attributed to it. The full view is on the before and after page.